Financing

Learn more about our financing opportunities and apply today.

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PreQualify

Start your journey effortlessly with a soft credit pull via PreQualify, and transition seamlessly in to our Online ApplicationPreQualify with Regions Home Improvement Financing Mobile App (available on your contractor’s device)

PreQualify Online – prequalification.enerbank.com

Already PreQualified or ready to apply? Start your Online Application today!

Use the information provided when applying:

Application phone number: (800) 774-7598
Contractor ID: 174188

Loan code for 9-Mo Same-As-Cash Loan*: D4377

Loan code for 9.99% APR 5-yr Loan*: DEL2674

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. *19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of November 2024, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00. **9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.69 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

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